Owner-Manager Tax Planning
Integrated review of corporate and personal tax considerations for business owners, including remuneration and cash-flow needs.
Canadian Tax Advisory & Planning
Tax planning and advice
before the deadline.
Year-round Canadian tax planning and tax advisory for corporations, business owners and individuals who want to understand the tax impact before choosing a structure, transaction, or compensation strategy.
What we do
Planning that connects tax to the actual decision.
Good advisory work starts before the transaction is completed. We model alternatives, identify practical tax issues, and explain the trade-offs in clear language.
Salary vs. Dividend Analysis
Comparison of common compensation alternatives using current-year information, corporate cash availability, and the owner’s broader tax picture.
Year-End Tax Strategy
Planning around timing, deductions, instalments, remuneration, capital expenditures, and other decisions that may be made before year-end.
Business Structure Considerations
Tax-focused discussion of common sole-proprietor and corporate structures, with legal or specialized advice brought in where required.
Transaction Tax Review
Identify potential tax consequences before major purchases, sales, shareholder transactions, or business changes are finalized.
Tax & Cash-Flow Projections
Estimate tax obligations and timing so personal and business cash flow can be planned before amounts become due.
Key points
Before
Best time to planThe most useful tax planning usually happens before a transaction, remuneration decision, or year-end cut-off is finalized.
360°
Corporate + personal viewFor owner-managers, corporate and personal tax often interact. We consider both sides when the facts require it.
Our process
Simple, organized, and easy to follow.
A clear process keeps documents, questions, review, and completion moving without unnecessary back-and-forth.
STEP 01
Understand the situation
We start with the service you need, your current status, records, and any deadlines already approaching.
STEP 02
Collect what matters
You receive a focused document request based on your file instead of an unfocused request for everything.
STEP 03
Prepare & review
We prepare the work, follow up on missing information, and explain the important results or decisions.
STEP 04
Complete & stay supported
After your review and approval, the work is completed or filed and we remain available for follow-up questions.
Who we help
For decisions that are too important to leave to filing season.
The exact scope is tailored to the records, deadlines, and complexity of your situation.
✓Incorporated business owners
✓Self-employed professionals considering incorporation
✓Growing companies approaching year-end
✓Owners deciding salary versus dividends
✓Businesses considering major transactions
✓Individuals with changing income sources
✓Clients with large one-time gains or deductions
✓Businesses needing tax-payment projections
Frequently asked questions
Before you get started.
Is tax advisory different from tax return preparation?
Yes. Return preparation reports completed transactions. Advisory work looks forward and helps evaluate tax implications before decisions are finalized.
Can you tell me whether salary or dividends are better?
We can compare common alternatives based on your corporate and personal information. The preferred mix depends on your facts and goals, so there is no universal answer.
Can you help before I incorporate?
Yes. We can explain common tax differences and planning considerations and identify where legal advice is needed for incorporation or shareholder arrangements.
Do you provide legal advice or prepare legal reorganization documents?
No legal advice is implied by this service. If a plan requires legal documents or a formal reorganization, the tax information can be coordinated with your lawyer or other specialized advisor.
When should I book year-end tax planning?
Ideally before your fiscal year-end, while there is still time to act on recommendations rather than simply report transactions that are already complete.
What does a tax advisor do for a small business?
A tax advisor looks at your situation before decisions are made and compares the options: how you pay yourself, when to time income and expenses, whether a structure or transaction makes sense, and what tax and cash flow to expect. You make the decision and we explain the trade-offs. Return filing is handled separately through our corporate tax and personal tax services.
How much does tax planning cost?
It depends on the scope of the analysis, for example a single salary-versus-dividend comparison or a full year-end review with projections. Start with our fee calculator, and we confirm the scope and fee before work begins.
Book a consultation
Have a tax decision coming up?
Book a consultation before the transaction or year-end cut-off. We’ll clarify the question, information needed, and appropriate scope for the analysis. See pricing in our fee calculator or contact us directly.